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Factors Affecting Rural Household Saving Intension and Ability Case of Coffee Producers in Bule Hora Woreda of West Guji Zone

This study was initiated with the aim of assessing factors affecting saving habit of coffee producers in Bule Hora Woreda West Guji Zone and further to investigate effects of identified factors on saving intension and abilities of households. Study was employed both qualitative and quantitative research approach with descriptive and explanatory research design. Data collected from both primary and secondary sources through data collection tools such as observation, interview and written questionnaires. 5-point Likert scale questions were employed to for the deep investigation of respondents attitudinal and feeling with regard to study issue. 215 households were included in sample using both random and non random sampling technique. Descriptive statistical tool such as mean, standard deviation, table, Percentages, and frequencies were used to analyze descriptive part, whereas, inferential statistics were used to analyze cause and effect relationship between dependent and independent variables. Qualitative data were analyzed in narrative form and also used as cross validation for quantitative data. Findings of the study reveals that the household family size, household consumption pattern, resource management and availability of saving institutions are major factors that affect saving intension and ability of the households in study area. Based on the findings researcher recommended that the farmers in the area need to special attention for consumption and resource management. Researcher also forwarded recommendation for governing organs to facilitate saving institutions for coffee producers rural households to initiate savings.

Intension to Save, Ability to Save, Consumption Pattern, and Household Income

Dawit Udessa Gede. (2023). Factors Affecting Rural Household Saving Intension and Ability Case of Coffee Producers in Bule Hora Woreda of West Guji Zone. Economics, 12(2), 61-71.

Copyright © 2023 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License ( which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

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